Showing posts with label Money. Show all posts

Tuesday, July 07, 2026

The End of Cash and the Jewish Ethics of Giving

A few weeks ago, I arrived at morning services at my synagogue and, out of habit, reached into my jacket pocket for a dollar to drop in the pushke (charity box) on my way out. I didn't have my wallet on me, which is typical these days. I rarely carry cash anymore, relying mostly on Apple Pay.


I'm not alone. Walk into almost any synagogue today and you'll notice the ritual of dropping a bill into the charity box is quietly fading. Not because people are less generous, but because cash itself is disappearing from daily life. We pay for coffee with our phones. We split dinner with an app. We tip with a QR code. It was only a matter of time before that shift reached tzedakah (charitable giving).


So, what do we lose, and what do we gain? There's something irreplaceable about the physical act of giving. I taught religious school as a college student and I enjoyed watching as my elementary school age students would drop a few quarters into the light blue Jewish National Fund for Israel tzedakah box with a kind of pride you just don't get from clicking a donate button. That moment mattered. It was tactile, it was visible, and it left an impression that stayed with them. The pushke was never just about the money. It was about the gesture.




I think about that ritual when I consider how dramatically charitable giving has changed in a short time. After weekday morning minyan, it used to be common for people to drop a dollar or two on the way out the door. A quiet moment, almost reflexive, that connected prayer with responsibility. Today, that same person might make a donation from their phone later in the day, assuming they remember. Or they might give through a year-end online campaign, or respond to a link in a synagogue email newsletter or on the congregation’s website. The giving still happens. The moment does not.


But I've also seen what digital giving can do. I know families who've set up online tribute pages after losing a loved one, and within hours, donations are pouring in from people spread across the country. Friends, relatives, former colleagues, all able to honor someone's memory instantly from wherever they are. A check in the mail takes days, and there’s a process to writing it out and then addressing the envelope, putting a postage stamp on it, and dropping it in the mailbox. A digital contribution takes seconds. That kind of reach and immediacy didn't exist a generation ago, and it has genuinely expanded the circle of who gives and when.


Jewish tradition is clear that the method of giving isn't the point. Maimonides outlined eight levels of tzedakah in his Mishneh Torah, and not one of them specifies the delivery mechanism. The highest level, he taught, is helping someone become self-sufficient. The lowest is giving reluctantly. Of course, nowhere in that hierarchy does it matter whether the money arrived in coins, a check or a payment app. What matters is the act itself and the intention behind it. The Torah's obligation to care for those in need doesn't come with a footnote about payment methods.


Friday, October 27, 2017

Do You Know this Wealthy Jew?

A quick Web search of the Detroit Jewish News Archives from the past two decades will yield a handful of covers featuring head shots of some of our Jewish community’s most successful businessmen who are remembered for their generous charitable contributions. These individuals were mega-wealthy, but they were glorified for their mega-philanthropy. What many may not realize is that the founder of our faith was a wealthy businessman too and the Torah’s first Hebrew might serve as a paragon of virtue for today’s mega-wealthy.

In this week’s Torah portion, Parashat Lech Lecha, Abraham is commanded by God to "lech lecha," that he should leave his ancestral land and travel to a new place that God will show him. Right after this divine order, we are informed about Abraham’s financial status. V’Avram Kaved Meod (Abram was very rich.” Our patriarch was rich in cattle, silver and gold. There is much to be learned from this word kaved, or rich. The word most often used for rich or wealthy in the Torah is ashir. So we must be curious about the choice to use kaved here.

In modern Hebrew, we use the word kaved to mean heavy, as in a physical weight, but it can also mean a burden. Rashi mentions this meaning in his commentary on the verse, and adds another meaning of kaved that we are familiar with from the fifth commandment of the Ten Commandments -- kabed et avicha v’et imecha (you must honor your parents). Similarly, from the same root is the word for an honor that is given out in synagogue, a kibood. Finally, the word kaved also means liver, which is the heaviest part of our body. So, in the Torah portion, we learn that Abraham is very wealthy and that the term used to demonstrate his wealth is an unusual choice.




"Kaved" is used to tell us that Abraham was weighted down with many possessions because of his wealth showing that it can be a challenge to have a financial fortune. In the very next verse, we learn that Abraham traveled from the Negev desert to Beit El “in stages,” which Rashi explains as meaning that Abraham took the same route on his return staying in the same places he had lodged on his way down to Egypt before he had wealth. This means that while Abraham is wealthier now, he has retained his humility and doesn’t choose to stay in nicer places. Abraham, our patriarch, was not altered by his accumulation of wealth. Recognizing the tendency to be burdened by money and possessions, Abraham maintain his kavod (honor) when he became kaved (wealthy). This is not always the case.

We tend to only see the positive side of enormous financial wealth. But, having power and wealth can be burdensome, it can be a challenge. In our society, such a vast possession of wealth requires much responsibility and integrity. It catapults people into the public eye, living life in a fishbowl, having every business decision scrutinized, every investment maneuver questioned. There are many advantages to a life of wealth, but it must be done while maintaining kavod.

There is much to learn from our patriarch Abraham. He was wealthy, but he was also well respected and humble. A model for us in modern times, Abraham possessed the dignity to keep him from a life of over-indulgence in material wealth. Many of the mega-rich tycoons in the corporate world of the 20th and 21st centuries were not paragons of virtue. Their wealth became burdensome, they became greedy and many ultimately got into legal trouble before their ultimate downfall. Such has not been the case with the Detroit Jewish community’s leaders over the past century. By and large, our community has been blessed with a disproportionate number of mega-philanthropists who have used their fortunes for the common good, bolstering noble causes in our community. Like our patriarch Abraham, the pillars of our dynamic community have maintained their kavod while being kaved.

For further discussion:

1. Have you noticed behavioral differences in friends or relatives who have become wealthy suddenly?

2. What are ways we can teach our children to make philanthropy a priority in their lives?

Originally published in The Detroit Jewish News

Wednesday, June 10, 2015

New Reality TV Show Puts Needy Families in Moral Quandary

In my recent contribution to Time.com, I take a look at the ethical issues of a new reality TV show on CBS. It's often said that these reality TV shows are simply a magnifying glass on American society. Well, I certainly hope that our society is better than this!

Why ‘The Briefcase’ Is the Worst Reality TV Show Ever
CBS's new show "The Briefcase" takes advantage of desperate people and calls it entertainment
By Rabbi Jason Miller

This summer marks a milestone of sorts for the reality TV genre. It was 15 years ago that the television show “Survivor” became a breakout hit and gave birth to a new industry. Some of the most successful reality shows have helped talented individuals who may otherwise have gone unnoticed begin lucrative careers. But most of the reality TV productions tend to bring out parts of society that are unethical, exploitative, and just plain wrong.

The most extreme example of this aired its first episode two weeks ago on CBS. “The Briefcase” features financially struggling American families and showcases their many hardships. These are men and women who are down on their luck, out of work, and seem miserable. The premise of the show is that they are surprised with a gift of $101,000. Of course, there are strings attached.

CBS Reality TV Show The Briefcase


These impoverished, hard-working people are given an unfair decision to make upon receipt of the “fortune.” They are told that the rules of this game (and it appears to me to be a game of playing with people’s minds) are that they can either choose to keep the money, which they desperately need, or gift all or part of it to another family in need. They aren’t told the other family has also received a similar briefcase and instructions.

Reaction to the show has been very critical, and an online petition calling for CBS to cancel the show has more than 100 signatures.

The biggest problem of the show is that it’s meant as entertainment. Yet the families featured on the show aren’t actors—they truly are struggling. They have lost hope as they try to keep their homes, feed their children, and pay their medical bills. Putting them in front of television cameras and presenting them with a “Faustian bargain” is cruel and unusual.


Wednesday, March 04, 2015

Summer Camp's Expensive. Is Crowdfunding the Answer?

I was talking recently about Camp Inc., the Jewish summer camp in Colorado for kids interested in business and entrepreneurship. The conversation turned to the high cost of tuition for summer camp and how some kids are choosing to work all summer long so they can pay for their summer camp experience or trip to Israel the following year. The problem with that of course is that they miss out on an entire summer of camp memories.

That's when I learned about an 11-year-old kid from the Bay Area named (ironically) Cash, who in true entrepreneurial fashion, has launched an Indiegogo campaign to raise money for his Camp Inc. tuition. As soon as he launched his fundraising page I reached out to his mother to learn more about this innovative young man who just might be on to something here. Will we see more kids take to the internet to make their case on crowdfunding websites and solicit funds for their summer camp experience? What about Spring Break vacations or college tuition?



I look at the concept of crowdfunding for summer camp in my recent article on Time.com:

The Next Mark Zuckerberg? Meet the Kid Crowdfunding His Way to Summer Camp

It’s a known fact that many Jewish kids head out to overnight camp each summer. In fact, Jeremy J. Fingerman, the CEO of the Foundation for Jewish Camp, believes that in any one summer, as many as 11% of the approximately 700,000 Jewish kids ages 7-17 in North America are enrolled in a Jewish camp. These are no longer simply the traditional overnight summer camps of previous generations in which campers and counselors swim, sail, and sing Jewish songs by the campfire while roasting s’mores.

Today’s listing of Jewish summer camps includes dozens of “specialty camps” that focus on specific interest groups like science and technology, the culinary arts, health and wellness, and sports. These camps, which run anywhere from one to eight-week sessions, require a significant financial investment from parents who want their children to enjoy meaningful experiences over the summer vacation. Financial scholarships and significant subsidy programs like the Foundation for Jewish Camp’s BunkConnect help defray a portion of the tuition costs, but money is still an impediment for many families.

Tuesday, September 23, 2014

Paying for High Holiday Tickets

Who shall live and who shall die? Who shall pray for free and who needs to buy?

Okay, so maybe those aren't the exact words of the Unetaneh Tokef prayer on the High Holidays, but "pay to pray" is once again the big conversation as the High Holy Day season approaches with Rosh Hashanah beginning tomorrow evening.

High Holiday Tickets - Pay to Pray


Many synagogues require membership for attendance during the High Holidays or they charge a fee (or suggest a minimum donation). An increasing number of congregations, however, are offering free services and hope that attendees will generously contribute a donation after the holiday. Just about no synagogue will intentionally turn anyone away who wishes to pray during these Days of Awe. The famous Jewish joke comes to mind:

A Jewish man comes to the door of a synagogue on Rosh Hashanah without a ticket and explains to the usher that he doesn't want to stay, he just wants to give a message to someone inside. After a tense confrontation, the synagogue usher finally agrees to let the guy in, but he warns him sternly: "I better not catch you praying in there."

There is a certain misnomer about the tradition of synagogues requiring tickets on the High Holidays. It is not that synagogues are trying to make Rosh Hashanah and Yom Kippur services like a sporting event (although some synagogues do have assigned seating). Rather, synagogues are trying to stay in business and be able to collect membership dues. For many Jewish people, the High Holiday services are the only "service" they find themselves using at the synagogue. Therefore, if congregations didn't require membership to attend those services, they wouldn't collect enough membership dues to balance the annual budget. Thus, High Holiday tickets are really just a way for congregations to collect dues. For many synagogues, the fiscal year begins over the summer so getting congregants to pay dues payments during the first quarter of the fiscal year is highly advantageous as they set the annual budget.

Free High Holiday tickets is also a misnomer because just about any congregation offering complimentary attendance at their Rosh Hashanah and Yom Kippur prayer services is expecting donations in return for their generosity. In other words, in exchange for not charging a fee you will likely receive an empty self-addressed envelope with an expectation.

Monday, February 10, 2014

Making Jewish Summer Camp More Affordable

Jewish day school parents will soon be sitting in crowded movie theaters able to relate with the family on the big screen. "That's us!" they'll say as they watch Zach Braff and Kate Hudson star in the upcoming movie "Wish I Was Here." In the film, which premiered last month at the Sundance Film Festival and has raised over $3 million of its $2 million goal on Kickstarter, Zach Braff plays Aidan Bloom. Bloom is a struggling actor living in suburban Los Angeles with his wife (Kate Hudson) and their two children. The couple is forced to pull their children from their Jewish day school after his dad, played by Mandy Patinkin, announces he is suffering from cancer and will no longer be able to pay tuition. Rather than send them to the local public school, Braff's character decides to home school the kids.

Zach Braff co-wrote the script with his brother Adam. He told the Hollywood Reporter that it's based on their real life childhood. “It was kind of a combination of both of our lives,” he said, according to The Hollywood Reporter. “We did have a very strong Conservative/Orthodox upbringing." Many families will be able to commiserate with the challenge of affording day school tuition.

And when parents choose to send the children to Jewish overnight camp in addition to Jewish day school, the bills really start adding up. Just ask any Jewish family that sends their children to private Jewish day school and a Jewish summer camp about the affordability of such endeavors and they’ll use words such as “sacrifice,” “hardship” and “priorities.” With the cost of Jewish day school tuition for one child varying from $10,000 all the way up to $40,000 per year, more Jewish families who desire a day school Jewish education for their children are finding it cost prohibitive even with financial aid.

Add to those rising costs, the additional expense of a month or two at a Jewish summer camp and families are having to just say “no” to their kids. In the new economy, the Jewish middle class has virtually vanished. Many families who once would be considered upper middle class are forking over their tax returns hoping for subsidies to make day school and camp tuition affordable. New organizations like the Affordable Jewish Education Project (AJEP) are sprouting up seeking to imagine alternative solutions to the economic crisis. Plain and simple it’s becoming cost prohibitive to raise a Jewish family according to the values of day school and summer camp.

Campers and staff at Camp Tamarack in Ortonville, Michigan


Wednesday, May 30, 2012

Mark Zuckerberg Eats Kosher in Rome

I'm all for letting Mark Zuckerberg and his new wife Priscilla Chan honeymoon in peace, but I couldn't resist blogging about two noteworthy events that occurred during the newlyweds' Italian vacation.

First, the Facebook Founder and CEO took his bride to a *kosher restaurant in the Jewish area in Rome. The couple dined at Nonna Betta where they spent 32 euros on lunch. There's no word on why Zuckerberg decided to visit the Jewish section of Rome or why he and Priscilla chose a kosher restaurant for lunch.

Mark Zuckerberg and his wife Priscilla Chan at a kosher restaurant in Rome.

At Nonna Betta, Zuckerberg and Chan ate traditional Roman Jewish delicacies including deep-fried artichokes, fried pumpkin flowers and ravioli stuffed with sea bass and artichokes. To drink they each had a glass of water and shared a pot of hot tea.

In addition to Zuck's decision to eat kosher ("When in Rome!") the second notable aspect of the couple's Roman visit was the young billionaire's failure to tip at the restaurant. Waiters at Nonna Betta reported that Zuckerberg acknowledged he was Mark Zuckerberg and then neglected to leave a gratuity. That's an odd omission from someone who's portfolio increases by approximately a billion dollars every time the Facebook stock goes up two points (since its IPO the stock has actually decreased by about 25%).
The restaurant receipt from Mark Zuckerberg's lunch at a kosher restaurant in Rome.

It's possible that Zuckerberg thinks that it's unnecessary to tip in Rome since he reportedly didn't leave a tip the night before at a dinner at Pierluigi (not kosher), a historic trattoria in the heart of Rome. In all fairness to Zuckerberg, it doesn't look like there was any place to add a tip on the receipt (above).

Perhaps Zuckerberg and Chan will continue to seek out kosher fare when they return to Palo Alto. On behalf of the waitstaff I just hope he learns to tip!


*UPDATE: Nonna Betta restaurant in Rome is no longer certified kosher. Tourists should consult a local rabbi regarding the kosher status of this restaurant.

Sunday, May 20, 2012

Mark Zuckerberg Gets Interfaith Married to Priscilla Chan

In the run up to the big Facebook initial public offering this past week, the media went Facebook crazy and tried to get interviews from everyone who has ever been connected to Mark Zuckerberg. Of course that included the rabbi of his childhood congregation.

In an article on The Scarsdale Daily website, Rabbi David Holtz of Temple Beth Abraham was quoted about his memories of Mark Zuckerberg attending his Reform temple in Tarrytown, New York. Rabbi Holtz reminisced about Zuckerberg's family and recalled the Facebook founder's "Star Wars" themed bar mitzvah fifteen years ago. Rabbi Holtz also mentioned a congregational trip to Israel that the Zuckerberg family took when Mark Zuckerberg was fifteen-years-old. Rabbi Holtz called Zuckerberg a thoughtful and insightful teen. I don't know if Zuckerberg plans to donate any of his fortune to the synagogue of his youth, but hopefully, at the very least, he'll be willing to help the congregation improve its website.


As if this week wasn't already exciting enough for Zuckerberg with his billion dollar company going public, he also made a very important change to his Facebook profile's status tonight when he updated it to "Married". Mark Zuckerberg's Facebook Timeline now features the headline "Married Priscilla Chan" (with over 1 million likes). With that update, Zuckerberg is added to the list of famous Jews who have married outside of the faith.

Apparently the timing of the wedding had no connection to Facebook's IPO. Rather, the couple was waiting for Priscilla Chan to graduate from medical school at the University of California San Francisco. Zuckerberg's bride graduated on Monday from UCSF Medical School, which was coincidentally Zuckerberg's 28th birthday.

Zuckerberg and Priscilla Chan were married earlier today in a small ceremony in the backyard of his Palo Alto home. There is no word yet on who officiated the ceremony. However, I know the family has a nice relationship with Rabbi Laura Baum of Congregation Beth Adam and OurJewishCommunity.org (she's also my colleague through the CLAL Rabbi's Without Borders fellowship). Rabbi Baum officiated at the bris of Mark Zuckerberg's nephew Asher a year ago. It is possible that Rabbi Baum officiated at the wedding through her connection with Zuckerberg's sister and brother-in-law Randi Zuckerberg and Brent Tworetzky.

As an adult Mark Zuckerberg has claimed he is an atheist, so it is also possible that his wedding ceremony was not officiated by a rabbi, but was a completely secular ceremony conducted by a justice of the peace, or even a friend who became licensed in California for the occasion.

According to the AP, the wedding guests all thought they were coming to celebrate Priscilla Chan's graduation from medical school, but were told after they arrived that the event was in fact a wedding. From the wedding photo released by Facebook, it does not appear that Mark Zuckerberg was wearing a yarmulke as he did at his sister Randi's wedding to Tworetzky on a beach a few years ago.


I'm sure that more information will be released about Zuckerberg's wedding this coming week. Of course, the big question for the Jewish community will be whether Zuckerberg and Chan plan to raise their future children in the Jewish faith. In other words, will a future Zuckerberg heir also have a "Star Wars" themed bar mitzvah?

Wednesday, August 17, 2011

Rabbi Seeks Young Wife for Cheaper Health Insurance

When I first read the headline of this NPR blog post ("For Love Or Insurance? Rabbi Seeks Young Wife To Lower Health Costs") I couldn't even imagine what this was all about. It turns out there's a rabbi in Florida who needs better health insurance coverage and is looking for a young wife to make it happen.

Turns out that Rabbi Craig Ezring, a nursing home chaplain, was able to get decent insurance before his wife died. He and his wife established a small corporation to procure health insurance, but when his wife died four years ago his rates soared 38 percent to over $18,000 just to cover him. The 56-year-old rabbi comes from a very rabbinic family. His father Abraham Ezring is an Orthodox rabbi in Florida and all of his brothers are rabbis as well, including Rabbi Murray Ezring, a Conservative rabbi in Charlotte, North Carolina.

The NPR blog post isn't the first time Rabbi Craig Ezring has made news. In 2005, his funny yet insightful "Dear Abby" letter was published. Ezring letter titled "Oy Vey! Rabbi Is Exposed to Patient's Discomfort," told the story of how Ezring, as a chaplain, would visit hospital patients wearing a three-piece suit. One patient, he explained, felt terribly uncomfortable lying there "in a hospital gown with her tuchas sticking out" while the rabbi sat there in a three-piece suit. So, Ezring went to the nurse's station and changed into a hospital gown. The patient was then relaxed enough to share her concerns with the rabbi/chaplain.

He concludes, "The visit took a little longer than usual, and when I finished our session with a prayer for healing, I rose from the chair. As I did, the sound as my thighs ripped themselves from the Naugahyde brought a huge smile to both our faces. I was laughing so hard I forgot to hold the back of the gown as I headed back down the hall -- so I was exposed... Fortunately, the nurses had a sense of humor. One said, 'Not a bad tush for a rabbi!'"

Rabbi Ezring explains in his "Dear Abby" letter that he learned an important lesson that day. Abby commends him for his sensitivity and creativity. She writes, "Your suit may have been off for her, but my hat is off to you for going the extra mile to make a difference in a sick woman's life. Your method may have been unorthodox, but your message of healing far surpassed any fashion statement."

Now back to the rabbi's search for a young bride who will help lower his health insurance rates. From the NPR blog post:

When Rabbi Craig Ezring's annual health insurance costs soared 38 percent this year to a whopping $18,636, he did more than just complain.

He went looking for a young wife.

For several years, the Boca Raton, Fla., rabbi had been getting coverage through a small corporation he formed with his wife. When she died four years ago, he thought the cost of his insurance coverage would drop. Instead it rose.

That's partly because Ezring, 56, had a heart bypass surgery a couple of years ago. Nonetheless, he said he's still quite healthy, and does ballroom and Latin dancing twice a week.

When he got his latest health insurance bill in August, Ezing said he almost had a heart attack.

An insurance broker told him his small business insurance rate is based on the age of the owner of the company. So, Ezring posted on his blog that he was looking for a younger woman who wouldn't mind marrying him to help him get cheaper coverage.

"Give some thought to the possibility of marrying me ... a good insurance plan is all I ask," he wrote. "Okay there maybe one or two other things I ask for, but sadly, right now insurance has become a top priority."

Ezring, a rabbi at several nursing homes and assisted living facilities in South Florida, said he's had a few "comical offers" of marriage in response to his plea, including one asking if he wanted to move to South Carolina.

Ezring said his insurer, UnitedHealthcare, has been good to him: The company makes sure he gets services he needs and can see the doctors he wants. But with the latest rate hike, he feels like he's working mostly just to afford his health coverage. He's shopped for other policies, but other companies won't offer him coverage.

When told that Florida Gov. Rick Scott, who vehemently opposes the federal health overhaul, is only paying about $400 a year for his state-subsidized health insurance, Ezring chuckled. "It would be lovely if everyone could pay that amount for really good insurance," he said.

Rabbi Ezring seems like a pretty funny (and creative) guy. I wish him well in his quest to get less expensive health insurance, but even if he isn't successful in that endeavor at least he was able to spread the word about how expensive medical coverage is in our country.

Wednesday, January 12, 2011

Razoo Corrects Its Israel Problem

Here's my recent post on the Jewish Techs blog for The Jewish Week

If you didn't receive numerous email solicitations from non-profit organizations during the final week of 2010, then your email server was likely down.

Many of these charitable organizations that sent year end pleas for your contributions have begun using Razoo.com, which claims to have raised more than $42 million for thousands of worthy causes. Razoo's LinkedIn profile describes the company as "a new way to give and raise money online. We offer visually engaging and inspiring content along with easy-to-use, free tools for individuals and nonprofit organizations to raise awareness, raise funds, connect, and share." The company is led by CEO Sebastian Traeger, based in Washington D.C.

When I received an email solicitation from eJewishPhilanthropy, I clicked the link and was introduced to the Razoo website. Within minutes, I set up a fundraising account for my congregation. I've since noticed that many Jewish non-profits are using Razoo for online donations. I've been very pleased with the website thus far.


Yesterday, eJewishPhilanthropy's founder Dan Brown wrote an op-ed on the eJP website asking "Does Razoo Have an Israel Problem?" He wrote:

Two weeks ago, during the peak week for online donations, we had several people who live in Israel contact us to indicate they could not donate through Razoo’s platform as Israel was not an option listed on their country list (see above). We contacted Razoo, who responded:
"Due to high rates of fraud, we do not accept donations from cardholders in the following countries: Israel, Ukraine, Indonesia, Serbia, Lithuania, Egypt, Romania, Bulgaria, Turkey, Russia, Pakistan, Malaysia, Nigeria and Ghana. We sincerely apologize for any inconvenience this causes for you and the work you are doing. Our chief goal is to protect the integrity of the giving process for all parties involved: non-profits, donors, fundraisers, and Razoo. At first glance, one would think, ok Israel is not being singled out; we’re one of several. But a little checking around told us that you could not only use a credit card with an Israel billing address on the likes of Amazon and eBay, but also on nonprofit giving platforms including Blackbaud, Convio and even Global Giving. In terms of online payments, these are pretty large global organizations so one expects they’re current on credit card fraud problems around the world."

Today, Dan Brown sent out an update that alerted readers of eJewishPhilanthropy that Razoo was changing its policy on accepting Israeli credit cards. He sent a "shout-out to both the United Synagogue of Conservative Judaism and J-Town Productions who were also proactive in pushing this issue." The company released the following statement:

Razoo respects its donors and nonprofits without discrimination, and aims to to provide a safe and trusted online environment for donors to contribute to the 501(c)(3)s they care about. Razoo’s intent was not in any way to make political statements towards any country’s legitimacy. After evaluating our fraud policies, we have taken steps to address the situation to allow donations from Israel and appreciate valuable feedback from organizations like yours. We are planning to launch the new functionality on Wednesday, January 12th or on Thursday, January 13th.

Kudos for Razoo and Sebastian Traeger for acting so quickly in correcting this oversight.

Thursday, September 16, 2010

Israel Pays Porn Website Owner $3K for @Israel Twitter Name

Cross-posted to Jewish Techs (The NY Jewish Week)

The Web can be a misleading place. For years, if you typed whitehouse.com into your browser, it wouldn't take you to the official home of our President on the Web, but rather to the home of a pornographic Web site.

In 2004, the owner of that website decided to get out of the seedy porn site business because his oldest child was about to begin kindergarten and he was afraid of what the other parents might think. The LA Times reported that Daniel Parisi started Whitehouse.com in 1997 and it "has frequently been confused with the official government site Whitehouse.org."

Earlier this week, it was reported that the Israeli government purchased the Twitter account @israel for a six-figure sum from a pornographic Web site owner. More recent accounts, however, have Israeli officials denying the claims of a six-figure payment, yet confirming that they gained access of the Twitter handle in exchange for $3,000.

The Jerusalem Post quotes Foreign Ministry spokesman Yigal Palmor, who said the selling price was significantly lower than that originally asked by its owner, Miami-based Spanish citizen Israel Melendez, who also runs a porn Web site. "I won’t go into the details of the negotiations, but originally he asked for a five-digit sum and all we paid him was $3,000, period," Palmor said. (Those sound like details to me!)

The New York Times and MSNBC.com both ran stories about the transfer of the Twitter name. Melendez opened his @Israel Twitter account in 2007 but was soon harassed by users who thought it belonged to the Israeli government. On August 26, the Israeli government took over the account from Melendez and tweeted the following: "The IsraelMFA twitter account name has been changed to @Israel. Look for us here: twitter.com/israel."

Already, the new Twitter account has claimed over 7,000 followers. It is evident that Israel is moving full steam ahead in the social media realm with increased activity on Facebook, Flickr, Twitter, and YouTube.

I'm not sure who counseled Israel Melendez to settle for only $3,000 for the Twitter name (perhaps the Shin Bet?), but hopefully he's a smarter businessman in his other endeavor.

Friday, July 09, 2010

The LeBron Decision From a Jewish Perspective

Aside from NBA star LeBron James leaving one Jewish NBA franchise owner in Cleveland (Quicken Loans and Rock Financial chairman Dan Gilbert) and going to work for another Jewish NBA franchise owner in Miami (Israeli-American CEO of Carnival Corporation Micky Arison), there are several Jewish themes and lessons in "The Decision" of which team the free agent would sign with.

Ne'emanut (Loyalty) - In the last couple of decades there has been very little loyalty among professional athletes. In a bygone era, a city's fans could expect their star player to stick with the franchise from his rookie season until his retirement when he would be awarded a coaching or front office position. With free agency, loyalty is out the window. High profile athletes in free agency have their agents shop them around to the highest bidding teams. Last night, LeBron James decided he would leave Cleveland sans a championship ring and head down to South Beach, Florida because he wanted to win a championship and figured that the Miami Heat with Dwyane Wade and Chris Bosh would be his best shot. I'm sure building a Shaq-like estate on Biscayne Bay or Millionaire's Row had something to do with the decision too, not that I have anything against LeBron's hometown and current city Akron, Ohio.

Anivut (humility) - Realistically, I don't expect many NBA superstars to be humble -- the few guys in the league who are humble are widely praised as anomalies in the sport. These are guys who grew up with very little and became millionaires with their first signed contract. They live glamorous lifestyles, their image is worth millions, and their endorsement deals add millions more to their net worth. However, the way LeBron handled his free agency decision was embarrassing. The hour-long ESPN prime-time special in which he announced he'd leave Cleveland for Miami had LeBron sitting across from Jim Gray, whom he chose as his interviewer, and in the background were rows of children from the Boys and Girls Club sitting silently. I fault his management team and agent for not using better judgment and letting their mega-star client know how badly this would look to the world.

Malachim (Kings) - We know from the Bible that kings are flawed individuals. LeBron had no problem coming out of high school, signing a mega-contract with the Cavaliers, and proclaiming himself "The King." It was a title he had yet to earn in the NBA, but he made a personal franchise out of it. While other superstars helped their teams win rings, King James would earn no ring in Cleveland. Today, Dan Gilbert (pictured) issued a letter to Cavaliers fans and finally expressed his own long-held opinions about his franchise player. To the Cleveland fans he wrote, "You simply don't deserve this kind of cowardly betrayal." He accused LeBron of giving up and tanking it in the playoffs this year (and also in last year's post-season). Gilbert's words lead us to believe that like the kings of the Bible, James is a flawed individual. He put himself before his teammates and the fans who supported him and paid for the tickets, souvenirs, and apparel that kept his stock high.

The people of Cleveland have every right to feel betrayed by LeBron. Superstar athletes may come and go, but the way LeBron handled this free agency decision was all wrong and hurtful to his fans (no fans, NBA; no NBA, no multi-million dollar contracts). Perhaps Cavs owner Dan Gilbert said it best and his words that transcend the NBA. I hope all pro athletes will take Gilbert's words to heart.

He said, "It's not about him leaving. It's the disrespect. It's time for people to hold these athletes accountable for their actions. Is this the way you raise your children? I've been holding this all in for a long time."

Friday, March 19, 2010

Meatless Michigan?

Michigan Governor Jennifer Granholm has taken quite a bit of criticism over her recent "no meat on Saturdays" proclamation. Or, as Brian Dickerson of the Detroit Free Press wrote: Gov. Jennifer Granholm is in "a tall vat of deep-fried tofu."

Granholm reasoned that in Michigan, a state hit hard by the economic recession, it's become more difficult to feed the family meat meals. Essentially, she was just trying to help Michiganders save money during challenging times. However, like Oprah Winfrey a few years ago, Granholm neglected to consider how a move to vegetarianism would affect the agricultural industry. Obviously, Michigan farmers were less than thrilled by the governor's meatless idea, even if it was only intended for one day of the week.

But there's another segment of Michigan's population that Governor Granholm didn't consider: The non-vegetarian Jewish citizens of Michigan who enjoy eating meat for Shabbat lunch on Saturdays. While kosher meat is certainly more expensive than the tofu the governor is recommending, there are a good number of Jewish people who enjoy a hot meat-filled cholent on Saturday afternoon.

I think Granholm's intentions were good, but I'm just not willing to forgo cholent, chicken, or even a turkey sandwich following Shabbat services on Saturdays. And I can certainly understand how this weekly push for vegetarianism would hurt local farmers financially.

Maybe Brian Dickerson put it best when he wrote: "Granholm and other politicians should take note: No one likes being told what's good for them -- unless they're paying a cardiologist for the privilege."

Tuesday, March 02, 2010

Good Yichus: Names and Heritage

In Judaism there is a concept called "yichus," which basically means lineage or pedigree.  In popular parlance "good yichus" is used to describe someone with connections to a distinguished family. I was thinking about this term the other day while reading Time Magazine's very witty Joel Stein's column.  Stein decided to research his geneology and see what kind of yichus he has. He did this reluctantly at the urging of Friends star Lisa Kudrow who is the executive-producer of NBC's upcoming Who Do You Think You Are?

Kudrow tried to convince Stein to care about his own past, even though he believes, "What my great-great-great-grandfather did isn't any more interesting to me than what your great-great-great-grandfather did, especially since in both cases it was farming." Somewhere in the article, hidden between Stein's jokes, he realizes that he's actually interested in learning more about his family tree including his great-grandfather Reuben who left Russia to avoid army service. In fact, his search to uncover more information about his heritage leads him to reconnect with a cousin, who provided more insight into their yichus.

I read two other articles that day that focused on bad yichus. The first article was about Bernard Madoff's daughter-in-law who went to court to legally change her last name, along with her children's last name. To avoid embarrassment and the occasional death threat, Stephanie Madoff filed court papers in Manhattan asking to change her last name to Morgan. As I read this news, I thought of my good friend who was so excited to recently learn that his wife is pregnant with a boy who will carry on his family's last name into the next generation. Names are so important to us because they are the link to our history; to previous generations of our family. With the Madoff case, here was an example in which Bernie Madoff's son Mark watched his children be stripped of his last name in order to lose the link to that part of their heritage.

Finally, I read about the upcoming book written by the son of a Hamas leader who reveals that he spied for Israel. Mosab Hassan Yousef, the 32-year-old Palestinian who converted to Christianity, escaped the West Bank in 2007. In his memoir "Son of Hamas," he discusses his years as one of Israel's most valued informants inside the Hamas terrorist organization. This is an example in which both father and son are angered and ashamed of their yichus. The JTA reports today that "Sheik Hassan Yousef, who has been held in an Israeli prison since 2005, said in a statement released Monday that he, his wife and other children disown his oldest son (who worked undercover for Israel's Shin Bet agency for ten years). The statement reportedly was smuggled out of the prison." And on the flip side, the son has disassociated himself from his terrorist father.

So, yichus can be both positive and negative. Some are proud of their heritage and others are ashamed of it. Either way, however, a family tree tells the narrative.

Saturday, October 18, 2008

Economy & Faith

Many people are looking to religion and spirituality during this time of economic uncertainty (a euphemism for recession). The title of a recent article on the Time Magazine website asks: "Is it Okay to Pray for Your 401(k)?"

My friend and mentor Rabbi Danny Nevins (dean of the rabbinical school at the Jewish Theological Seminary) is quoted in the article.

"Daniel Nevins also recognizes the legitimacy of the 'help me' prayer, noting that the third of four prayers that religious Jews are expected to recite after meals asks God to 'grant us relief from all our troubles. May we never find ourselves in need of gifts or loans from flesh and blood, but may we rely only upon your helping hand, which is open, ample and generous.' "

Christian and Muslim religious leaders are quoted in the article as well.

Rabbi Nevins continues, "When I ask God for help, I'm not asking for an extra miracle, for a great hand to drop a wad of cash on my mortgage." Such supernatural interventions may occur, he says, "but I just don't know how to prove that."

Rabbi Allan Lehmann (left), a colleague of mine who is the associate dean at the Hebrew College Rabbinical School, wrote a Hosha Na prayer for the economy. Since Monday is the Hoshana Rabba holiday and we could certainly use some saving during our country's financial crisis, I include the prayer below with Rabbi Lehmann's permission.

Hosha-na!- save our:

Accounts from Arrearages
Balances from Bear Markets
Credits from Crunches
Dividends from Downturns
Earnings from Erosions
Farms from Foreclosures
Grants from Going away
Homesteads from Hammering
Investments form Insolvency
Jobs from Jinxes
Keogh plans from Kicking the bucket
Loans from Losses
Markets from Madness
Net worth from Negativity
Options from Overheating
Pensions from Penury
Quantities from Quandaries
Retirement from Rollbacks
Scholarships from Screwups
Treasury form Trouble
Usufruct from Uncollectibility
Venture capital from Volatility
Wall Street from Welfare
X-dividends from Extirpation
Yields from Yukkiness
Zedaka from Zero sum games

Hosha-Na...Ani Vaho Hoshi'a-na!

UPDATE: I neglected to include another interesting article on this topic. Time Magazine also published an article entitled "The Financial Crisis: What Would the Talmud Do?" In this article, my Talmud instructor from The Jewish Theological Seminary, Rabbi Eliezer Diamond, raises a good point concerning the ethics of making money: "What any religious tradition calls on us to ask is, 'how can I make money and simultaneously be a responsible member of the society in which I live, protecting the interests of both the buyer and seller?"

Tuesday, May 16, 2006

Warren Buffett's Rabbi Myer Kripke

Giving tours of the Jewish Theological Seminary campus in New York City to visiting groups was certainly one of the highlights of my six years of rabbinical school. The Wednesday before Thanksgiving during my first year at JTS I attended a training session led by the director of donor relations Rebecca Jacobs. Rebecca shared the story of how the Seminary's library tower caught fire on April 18, 1966 damaging thousands of books and how thirty years later a JTS-ordained pulpit rabbi named Myer Kripke from Omaha donated the funds to renovate that same tower.

Rabbi Myer Kripke - Warren Buffett's Rabbi
Rabbi Myer Kripke


I gave over 200 tours of the Seminary, but I never grew tired of telling the story of how a humble rabbi from the south amassed a fortune big enough to make a $7 million cash donation to name the new Seminary tower. The story is that this rabbi's wife, Dorothy Kripke, wrote a series of children's books entitled "Let's Talk About..." and another Omaha woman loved to read these books to her children. When she found out that the author lived close by she decided she had to meet her. Well, as fate would have it, this woman and her husband became dear friends of Rabbi Myer and Dorothy Kripke. This woman's husband even offered to invest the small inheritance left to Mrs. Kripke. That investment paid off big because it was invested by Warren Buffett, the second wealthiest American according to Forbes magazine.

I'll never forget the time I asked a group of school children if they knew how Rabbi Kripke became a millionaire. One of the little girls offered, "Maybe he gave really good sermons?"

Here's a JTA article about Warren Buffett who recently invested $4 billion in an Israeli company:

Long before Israeli deal, Buffett made his mark on Jewish community
By Chanan Tigay

Warren Buffett is not a Jew, and in fact describes himself as an agnostic. Still, the billionaire investment guru, who earlier this month made big news when his Berkshire Hathaway corporation bought an 80 percent share in Israeli metalworks conglomerate Iscar for $4 billion, for years has been making his mark on the U.S. Jewish community back home — though sometimes in a roundabout way.
“Proportionally, if you look at the number of Jews in this country and in the world, I’m associated with a hugely disproportionate number,” Buffett, the second richest man in the world, told JTA in a telephone interview Monday.
Among the first companies Buffett acquired after launching Berkshire Hathaway, the Omaha-based investment and insurance giant, was The Sun Newspapers of Omaha, then owned by Stan Lipsey, one-time chairman of The Jewish Press, Omaha’s Jewish newspaper.
“At the time, the Omaha Club did not take Jewish members, and the Highland Country Club, a golf club, didn’t have any gentile members,” Lipsey recalls. “Warren volunteered to join the Highland” — rather than the gentile club — “to set an example of non-discrimination.”
Buffett happily recalls the fallout from his application.
“It created this big rhubarb,” he says. “All of the rabbis appeared on my behalf, the ADL guy appeared on my behalf. Finally they voted to let me in.”
But that wasn’t the end of the story, Buffett tells JTA. The Highland had a rule requiring members to donate a certain amount of money to their synagogues. Buffett, of course, wasn’t a synagogue member, so the club changed its policy: Members now would be expected to give to their synagogues, temples or churches.
But that still didn’t quite work, Buffett recalls with a laugh, because of his agnosticism.
In the end, the rule was amended to ask simply that members make some sort of charitable donation, and the path to Buffet’s membership was clear.
“He’s an incredible guy,” says Lipsey, today the publisher of the Buffalo News. In 1973, The Sun won a Pulitzer prize in Local Investigative Specialized Reporting for an expose on financial impropriety at Boys Town, Nebraska.
“Warren came up with the key source for us knowing what was going on out there,” Lipsey says.
Buffett himself researched Boys Town’s stocks to bolster the story, Lipsey adds.
In the 1960s, Omaha Rabbi Myer Kripke decided to invest in his friend Buffett’s new business venture. Their wives had become friendly, he says, and the foursome enjoyed playing the occasional game of bridge together.
“My wife had no card sense and I was certainly no competition to Warren, who is a very good bridge player and a lover of the game,” Kripke, rabbi emeritus of Omaha’s Conservative Beth El Synagogue, told JTA. “He’s very bright and very personable and very decent. He is a rich man who is as clean as can be.”
Kripke, father of the noted philosopher Saul Kripke, bought a few shares in Berkshire Hathaway and quickly sold them, doubling his money, he says.
Recognizing a good thing when he saw it, he bought a bunch more shares in his friend’s company, shares that by the 1990s had made Kripke — who says he never earned more than $30,000 a year as a rabbi — a millionaire.
Kripke met his late wife, the children’s book author Dorothy Kripke, at the Jewish Theological Seminary in New York, the flagship institution of the Conservative movement, where Kripke was ordained as a rabbi in 1937.
In 1996, flush from their prescient investment with Buffet’s company, the couple decided to make a major gift to JTS — $7 million in cash to restore the building’s damaged tower, and a deferred gift of some $8 million, which the seminary will receive after Kripke passes away.
“Rabbi Kripke had the heart to make a donation to JTS, he had the will to make a donation, he had the desire to make a donation — but if he had not had the means to make a donation, the recreation of our tower would never have happened,” says Rabbi Carol Davidson, the seminary’s vice chancellor for institutional advancement. “It was really only possible because of their prior investment many years ago with Warren Buffett.”
Kripke — who says he’s still got a picture of Buffett’s late wife, Susan, on his bulletin board — concurs. Asked if he credits Buffett with his financial success, he doesn’t hesitate.
“Entirely, yes,” he says. “I never had much of an income.”
The Israeli government stands to reap about $1 billion in taxes on Buffett’s purchase of Iscar. Shortly after announcing the deal, Buffett says he was surprised to learn that a Berkshire subsidiary, CTB International, was purchasing a controlling interest in another Israeli company, AgroLogic.
In Israel — which Buffett plans to visit in the fall — the hope is that the deals will have longer legs: Buffett himself has not ruled out future purchases there and, considering his status as a leading investor, observers say others also may take a look at Israeli companies now that Buffett has done so.
“You won’t find in the world a better-run operation than Iscar,” Buffett says. “I don’t think it’s an accident that it’s run by Israelis.”
The Sun newspaper group was not Buffett’s only early purchase of a Jewish-owned company. In 1983, sealing the deal with a handshake, Buffett bought 90 percent of the Nebraska Furniture Mart from Rose Blumkin, a Russian-born Jew who moved to the United States in 1917.
In 1989, he purchased a majority of the stock in Borsheim’s Fine Jewelry and Gifts, a phenomenally successful jewelry store, from the Friedman family.
“He has many friends in the Jewish community,” says Forrest Krutter, secretary of Berkshire Hathaway and a former president of the Jewish Federation of Omaha.
Buffett’s former son-in-law, Allen Greenberg, is a Jew, and now runs the Buffett Foundation, much of whose work has dealt with reproductive rights and family-planning issues. Buffett’s personal assistant is Ian Jacobs, who goes by his Hebrew name, Shami.
Buffett himself counts the late Nebraska businessman Nick Newman and philanthropist Jack Skirball as among his “very closest friends.”
“He is very much honored in the Jewish community,” Kripke says.

Wednesday, November 30, 2005

Bat Mitzvahpalooza: The Most Lavish Bat Mitzvah Party

From the NY Daily News

History will forever record Elizabeth Brooks' bat mitzvah as "Mitzvahpalooza."

For his daughter's coming-of-age celebration last weekend, multimillionaire Long Island defense contractor David H. Brooks booked two floors of the Rainbow Room, hauled in concert-ready equipment, built a stage, installed special carpeting, outfitted the space with Jumbotrons and arranged command performances by everyone from 50 Cent to Tom Petty to Aerosmith.

I hear it was garish display of rock 'n' roll idol worship for which the famously irascible CEO of DHB Industries, a Westbury-based manufacturer of bulletproof vests, sent his company jet to retrieve Aerosmith's Steven Tyler and Joe Perry from their Saturday gig in Pittsburgh.

I'm also told that in honor of Aerosmith (and the $2 million fee I hear he paid for their appearance), the 50-year-old Brooks changed from a black-leather, metal-studded suit - accessorized with biker-chic necklace chains and diamonds from Chrome Hearts jewelers - into a hot-pink suede version of the same lovely outfit.

The party cost an estimated $10 million, including the price of corporate jets to ferry the performers to and from. Also on the bill were The Eagles' Don Henley and Joe Walsh performing with Fleetwood Mac's Stevie Nicks; DJ AM (Nicole Richie's fiance); rap diva Ciara and, sadly perhaps (except that he received an estimated $250,000 for the job), Kenny G blowing on his soprano sax as more than 300 guests strolled and chatted into their pre-dinner cocktails.

"Hey, that guy looks like Kenny G," a disbelieving grownup was overheard remarking - though the 150 kids in attendance seemed more impressed by their $1,000 gift bags, complete with digital cameras and the latest video iPod.

For his estimated $500,000, I hear that 50 Cent performed only four or five songs - and badly - though he did manage to work in the lyric, "Go shorty, it's your bat miztvah, we gonna party like it's your bat mitzvah."

At one point, I'm told, one of Fitty's beefy bodyguards blocked shots of his boss performing and batted down the kids' cameras, shouting "No pictures! No pictures!" - even preventing Brooks' personal videographers and photographers from capturing 50 Cent's bat-miztvah moment.

"Fitty and his posse smelled like an open bottle of Hennessy," a witness told me, adding that when the departing rapper prepared to enter his limo in the loading dock, a naked woman was spotted inside.

I'm told that Petty's performance - on acoustic guitar - was fabulous, as was the 45-minute set by Perry and Tyler, who was virtuosic on drums when they took the stage at 2:45 a.m. Sunday.

Henley, I hear, was grumpy at the realization that he'd agreed to play a kids' party.

I'm told that at one point Brooks leapt on the stage with Tyler and Perry, who responded with good grace when their paymaster demanded that his teenage nephew be permitted to sit in on drums. At another point, I'm told, Tyler theatrically wiped sweat off Brooks' forehead - and then dried his hand with a flourish.

Yesterday, Brooks disputed many details provided to me by Lowdown spies at the affair and by other informed sources, scrawling on a fax to me: "All dollar figures vastly exaggerated."

He added: "This was a private event and we do not wish to comment on details of the party."